Smarter protection for projects, people and plant.
Whether you’re a contractor, developer, engineer or trade professional, Sona Insurance provides tailored protection that reflects how you actually work — on-site, on the road, and under pressure. We help construction and trades businesses safeguard their people, tools, vehicles, and contracts with joined-up, no-fuss cover.
Construction and trades businesses face a unique combination of physical, legal, and contractual risks. Whether you’re managing subcontractors, operating plant, working at height or travelling between jobs, the potential for injury, damage or dispute is high — and the financial impact even higher.
With multiple moving parts, unpredictable weather, and third-party dependencies, even a small incident can lead to downtime, delays, or liability claims.
Generic commercial cover often fails to meet the real needs of construction professionals. Common gaps include:
With contracts to fulfil and health & safety to uphold, you need a broker who understands the full picture — and helps you cover every angle.
At Sona Insurance, we work with contractors, sole traders, developers and multi-trade businesses to build tailored policies that reflect your site setup, risk exposure, client contracts and growth plans.
We’ll help you cover people, plant, vehicles, design risk and legal liability — all with clear advice and scalable cover.
Essential for site safety and risk management — covers injury and damage claims from employees, subcontractors, and third parties.
Protects against breakdown, accidental damage, and inspection failure for key machinery and construction equipment.
Combines multiple essential covers into one policy tailored to your site, trades, and operational model.
Covers allegations of mismanagement, regulatory breaches or health & safety failings — critical for contractors and managing directors.
Fleet-rated terms for businesses operating two or more vehicles — helping reduce admin, manage risk, and save money.
Covers serious injury, illness or travel disruption — especially important for site workers, project managers and employees working off-site.
We don’t believe in one-size-fits-all quotes. Speaking to Sona Insurance means you get expert advice, tailored protection, and personal support — not just a price on a screen.
Call us today on 01206 694904 to discuss insurance for your construction or trades business.
Contact Us to request a tailored quote