Insurance for Professional Services

Smarter protection for your advice, clients and reputation.

Whether you’re a consultant, marketing agency, financial advisor or service-based firm, Sona Insurance helps protect the work you do, the advice you give, and the people you rely on. We provide tailored cover that reflects the real risks of running a professional services business — not just the ones listed in a tickbox policy.

Why this sector needs specialist cover

Professional services firms face unique exposures. One client dispute, data breach or contract error can lead to a claim that impacts your cashflow, client relationships or personal liability.

Whether you work with sensitive data, offer expert advice, or deliver services under contract, you face legal, reputational and financial risk — especially as clients become more risk-averse and regulatory expectations grow.

Where standard policies fall short

Many generic business insurance packages are designed for physical businesses with stock and premises. That leaves gaps for service-based firms where risk is intangible but real:

  • No cover for claims arising from advice or consultancy
  • No protection for errors, omissions or breach of contract
  • Cyber cover that doesn’t extend to cloud platforms or remote teams
  • No defence cover for directors facing regulatory or investor claims
  • Limited or no protection for defamation, IP disputes or confidentiality breaches
  • No income protection: if you’re unable to deliver due to illness or accident

Without tailored protection, your business — and reputation — may be exposed.

How Sona Insurance bridges the gap

At Sona Insurance, we work with consultants, agencies, advisors and directors to build policies that reflect how your business actually runs — including your role, client base, delivery model and contractual risk.

Whether you’re operating as a sole trader or a scaling firm with staff and retainer clients, we ensure your cover keeps up with the way you work.

Why choose Sona Insurance?

  • Tailored advice for service-led businesses and consultants
  • Cover for claims linked to advice, deliverables and professional duties
  • Specialist support for regulated or contract-bound sectors
  • Joined-up protection for IP, digital risk, and personal liability
  • Access to a wide range of professional indemnity and management liability insurers
  • Real broker support – before, during, and after a claim

Relevant covers for your business

Professional Indemnity Insurance: Protect your advice, reports and client relationships

Essential cover for claims of negligence, error, omission or breach of duty — often contractually required for consultants and professional service firms.

Cyber Insurance: Cover for systems, data and digital client services

Protects against data breaches, cybercrime, and digital disruption — vital if you manage client information or deliver services online.

Management Liability Insurance: Shield directors from personal claims or regulatory action

Protects business owners and leadership teams from legal and financial exposure tied to decisions, management, and compliance.

Public & Employers’ Liability Insurance: Meet legal requirements and protect against third-party claims

Cover for injury or property damage claims involving staff, contractors or clients visiting your office or event.

Commercial Combined Insurance: Bring together your office, liability and interruption cover

An all-in-one policy that protects your workspace, equipment, liability, and income — tailored to how your consultancy or firm operates.

Accident & Travel Insurance: Protection when work takes you off-site or abroad

Cover for injury, illness or disruption while travelling to see clients, attend conferences or deliver services — including overseas or UK-based work.

Protect your professional reputation — and the people behind it

We don’t believe in one-size-fits-all quotes. Speaking to Sona Insurance means you get expert advice, tailored protection, and personal support — not just a price on a screen.

Call us today on 01206 694904 to discuss insurance for your professional services business.

Contact Us to request a tailored quote