Insurance for Transport & Logistics

Smarter protection for vehicles, cargo and business continuity.

From local delivery fleets and courier services to national haulage operators and freight handlers, Sona Insurance provides tailored cover for the entire logistics chain. We help transport and logistics businesses protect their people, vehicles, cargo and contracts — with practical, joined-up insurance that reflects how you actually move goods.

Why this sector needs specialist cover

Logistics and transport businesses face operational, regulatory and reputational risks every day. Whether you’re moving goods across the UK or coordinating third-party deliveries, delays, accidents or cargo issues can have costly knock-on effects.

Clients expect speed, reliability and safety — and even a minor incident can impact customer satisfaction, income and compliance.

Where standard policies fall short

Many commercial policies are built for static businesses with limited exposure to transit, cargo or vehicle-based operations. That leaves major gaps for logistics firms, including:

  • Inadequate cover for goods in transit or on delivery
  • No fleet-rated terms for multi-vehicle operations
  • No cover for driver injury or accident outside of work premises
  • Limited public liability protection for third-party sites or loading areas
  • No cyber cover for tracking systems or digital logistics platforms
  • Gaps in employer liability for agency drivers or self-employed couriers

If you rely on vehicles, people and precise timing, generic cover won’t be enough.

How Sona Insurance bridges the gap

At Sona Insurance, we work with courier firms, haulage operators, freight forwarders, pallet networks and logistics businesses of all sizes. We tailor insurance to your fleet, routes, contracts and compliance needs — with policies that are scalable and sector-aware.

Whether you run a handful of vans or a multi-depot logistics operation, we make sure your risks are covered without unnecessary cost or complexity.

Why choose Sona Insurance?

  • Tailored logistics and transport cover – from single vans to national fleets
  • Flexible goods in transit and motor fleet policies
  • Support for drivers, subcontractors and agency staff
  • Advice on compliance, limits and contract exposure
  • Flexible limits and scalable options for growing businesses
  • Real broker support – speak to someone who understands your world
  • Access to specialist transport insurers – with competitive rates

Relevant covers for your business

Motor Fleet Insurance: One policy for all your commercial vehicles — with fleet-rated terms

Covers vans, trucks, lorries and more — with one renewal date, flexible driver options, and support for claims across the UK.

Public & Employers’ Liability Insurance: Cover for injury and damage claims on-site or on the road

Meets UK legal requirements and protects against claims involving employees, subcontractors, and third parties at depots or delivery points.

Accident & Travel Insurance: Protection for drivers, operatives and mobile staff

Covers serious injury or illness — whether during a delivery, loading job or work-related travel — helping you meet duty of care obligations.

Commercial Combined Insurance: All-in-one protection for depots, equipment and operations

Combines property, liability, business interruption and stock cover into a single, streamlined policy for logistics businesses.

Keep your operation moving — with cover that goes the distance

We don’t believe in one-size-fits-all quotes. Speaking to Sona Insurance means you get expert advice, tailored protection, and personal support — not just a price on a screen.

Call us today on 01206 694904 to discuss insurance for your transport or logistics business.

Contact Us to request a tailored quote