Latent Defects Insurance for New Builds and Conversions

Protect your construction projects from hidden structural issues. Our specialist coverage ensures long-term security for developers and property owners against unforeseen building defects.

What Does Latent Defects Insurance Cover?

Latent Defects Insurance ensures that any inherent defect that becomes apparent after practical completion is covered, helping to avoid delays, legal disputes, and unexpected costs.

Our policies provide tailored protection for:

  • Large Developments & Mixed-Use Projects: Protecting commercial and residential buildings against hidden defects in design, materials, or workmanship.
  • Major Conversions & Refurbishments: Covering structural risks in redeveloped and repurposed properties, ensuring long-term stability.
  • Built-to-Rent & Housing Associations: Offering specialist cover for rental properties, social housing, and registered providers.
  • Retrospective Cover for Completed Projects: Providing insurance for buildings that did not have LDI in place at the start, ensuring they remain mortgageable and insurable.

Why Sona Insurance?

At Sona Insurance, arranging insurance is a human experience—not just a policy. Our LDI policies provide up to 12 years of protection, ensuring financial security and compliance with lender requirements. We understand the risks that developers, contractors, and investors face, which is why we offer tailored solutions, expert guidance, and a seamless claims process to protect your project from unforeseen structural risks.

Get the Right Cover for Your Development

Don’t let hidden defects become expensive liabilities—protect your development with Latent Defects Insurance.

Call us today on 01206 694904 to discuss your cover options.

Contact Us to request a tailored quote