Private Medical Insurance

Smarter health benefits. Support your team, reduce downtime.

Private Medical Insurance from Sona Insurance gives your employees fast access to private healthcare — helping them recover quicker, stay productive, and feel valued. Whether you’re looking to protect key individuals or offer a staff-wide benefit, we’ll help you build a plan that works for your people and your business.

What is Private Medical Insurance?

Private Medical Insurance (PMI) provides employees with access to private diagnosis, treatment, and aftercare — without the waiting times associated with the NHS. It can be extended to cover outpatient services, mental health support, physiotherapy, and even family members. Plans can be built for individual directors, small teams, or as a group scheme for the whole workforce.

Why standard policies fall short

Many businesses assume their duty of care ends with statutory health and safety — or that sick pay alone is enough. But without private medical cover:

  • Employees may face long NHS wait times: delaying treatment and return to work
  • Stress, burnout and mental health issues: often go unsupported
  • Senior staff may expect private healthcare as part of their package
  • You miss out on a valuable recruitment and retention tool
  • Sickness absence costs can spiral: without fast diagnosis or rehab

Standard business insurance doesn’t cover employee wellbeing. PMI helps you go further — protecting your team and your bottom line.

How Sona Insurance supports your people

At Sona Insurance, we don’t push pre-set plans. We listen to your goals — whether that’s protecting directors, boosting staff retention, or reducing absenteeism — and then build a scheme that fits. We’ll help you compare leading insurers, balance cover levels with budget, and make sure your employees understand how to use the benefit.

What’s typically covered?

A tailored Private Medical Insurance policy from Sona Insurance can include:

  • Fast-track access to private GPs, consultants, and diagnostics
  • Physiotherapy, musculoskeletal, and mental health support
  • Cancer care and ongoing condition management
  • Virtual GP appointments and digital health services
  • Cover for partners or dependants (optional)
  • Flexible excess levels and benefit limits to suit your budget

You decide who’s covered and how the benefit is structured — we’ll help you build it.

Why choose Sona Insurance?

  • Tailored private medical insurance for UK SMEs and growing teams
  • Group and director-only schemes available
  • Expert broker support: helping you compare plans and explain benefits
  • Support from setup to claim time: we don’t disappear after sign-up
  • Access to leading UK providers: including Bupa, AXA Health, Aviva and Vitality
  • Wellbeing-led protection: helping reduce downtime and improve staff moral

Look after your people — and your business

We don’t believe in one-size-fits-all quotes. Speaking to Sona Insurance means you get expert advice, tailored protection, and personal support — not just a price on a screen.

Call us today on 01206 694904 to discuss your private medical insurance options.

Contact Us to request a tailored quote